Last week one of my biggest affiliate revenue partners cut their payments in half.
Then my YouTube friend got hit by the invalid traffic bug and lost most of her income.
It was a huge wakeup call for me.
I've been making a full time living online for two years now but a huge chunk of my income comes from sources that I don't control.
If you're creating content or working as an affiliate marketer you can make good money.
But you don't control that income.
It could disappear overnight because of a company's decision.
That's why I'm doubling down on digital products.
I already create and sell digital products. I own the product and receive the full revenue. I own the audience and control how I contact them.
Selling digital products can be more difficult but after thousands of sales I know it's the most reliable source of income.
Why? Because it's 100% within my control.
​
​
Shoutout to this sponsor!
I recently changed my business over to using our sponsor Relay, a great banking solution that’s truly built just for your small business.
There are no fees, no minimum balances, and you can operate your account using automations and the Profit First model. Relay is an online banking and money management platform that’s a perfect fit for small businesses and one I recommend. Even better? You can earn up to 3% APY on savings with Relay savings accounts.
It only takes 10 minutes to apply for a free Relay account, and with my link you receive an extra $50 when you sign up and deposit $100.
Sign me up! |
Speaking of income streams... have you heard of Amazon Influencer? Is it actually worth it or not? I tried it and shared my 30 day results.
​
What income streams would you like to try or see me try?
Have an amazing week!
Mary at Create With Pennies
​
Relay is a financial technology company, not an FDIC-insured bank. Banking services and FDIC insurance are provided through Thread Bank and Evolve Bank & Trust; Members FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.
​
The interest rates and annual percentage yield on your account are accurate as of 05/16/23 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between 1-3% depending on the balances held. Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000. There are no minimum balances or minimum deposits required to earn interest on your account.
Don't let your goals fade yet. January has a reputation for fresh starts and empowering resolutions. But it doesn't stick. The research shows 94% of people abandon New Year's resolutions in the first two months. Don't want this to happen to you? Instead of trying to overhaul your whole life all at once, start small. Want to save money this year? Set up an automated weekly transfer for just $10 or $20 to start. Trying to pay off debt? Add an extra payment this week for $50. Cutting spending?...
The friendly gurus online love to tell you about income streams that make $300 or $500 per day. They are soo easy! Do they earn that much with those income streams? Of course not. But maybe you can! I've tried A LOT of these income streams over the years and I'm always testing new ideas. If you aren't trying new things while building a business then you are just waiting to fail. There are a few income streams I've tried that promised massive amounts of money per day: Etsy Print On Demand -...
Hi Reader, Do you worry about people copying you and stealing your hard work? If you've sold digital products on Etsy like I have, then you know it is a legitimate concern. It is unfortunate but there are ways to protect your brand. One way is to get a trademark. What’s a trademark and why is it important? For starters, without a trademark, you risk another business copying or even stealing the logos, names or slogans you worked so hard to establish for your own brand. That is SCARY. 😨 You...